Compare account-based pensions and annuities in 2026 — flexibility, tax, Centrelink treatment, hybrid options, and how CSS, PSS and DFRDB pensions fit in.
Does a transition to retirement strategy still stack up after the 2017 tax change? Who TTR works for in 2026, who it does not, and the rules that changed.
The government has announced a new APS voluntary redundancy program. For CSS members over 55 who missed the 54-11 opportunity, a VR may reopen it — a specialist guide for Canberra public servants weighing the decision.
Where default income protection falls short for high earners — benefit caps, the 75% rule, cover inside vs outside super, and how specialists structure it.
Defence compensation rules changed on 1 July 2026. A plain-English guide to ADF TPD and invalidity claims: ADF Cover, MSBS classes and the DVA pathway.
Canberra financial advisers specialising in CSS, PSS, PSSap, DFRDB, MSBS, redundancy, Division 296 super tax. Maciej Stanek + Imran Amjad. AFSL-authorised.
Division 296 is now law: from 1 July 2026 extra tax applies to realised super earnings above $3M, second tier at $10M. What CSS and PSS members must know.
Véurr Insights · Defence Personnel · Military Superannuation DFRDB and MSBS Explained: A Financial Planning Guide for Defence Force Members and Retirees Australian Defence Force
Financial Planning for Australian Public Servants: What CSS, PSS and PSSap Members Need to Know 2 May 2026 · 10 min read · By Maciej
Voluntary vs involuntary redundancy for Canberra public servants: payout tax, genuine redundancy rules, CSS/PSS decisions and what to weigh before you accept an offer.
