54/11 explained: resign at least two days before turning 55, preserve your CSS benefit, claim it at 55 as a Deferred Benefit. Who can still use it in 2026.
From Age Pension age (67), a redundancy is no longer genuine for tax and the tax-free amount disappears. What older APS members should check before accepting.
Superannuation advice in Canberra — contribution strategy, consolidation, investment options, CSS, PSS, PSSap and Defence super, from ASIC-registered advisers.
Missed out on an APS voluntary redundancy, or declined the offer? What a retention period is, how redeployment works, and what an involuntary exit pays.
Which departments are offering voluntary redundancies? Agency-by-agency tracker of APS and ACT Government VR rounds in 2026, with sources. Checked weekly.
ACT Government redundancy explained for ACTPS staff: severance under the enterprise agreement, how tax changes at 67, super access, and weighing the decision.
How much income protection you actually need, what cover is already sitting in your super, and when life or TPD belongs outside it — Canberra adviser guidance.
How DFRDB commutation works: the lump sum versus lifetime pension trade-off, how the pension is taxed, and how DVA payments interact. General information.
Retirement planning in Canberra for public servants, ADF members and self-funded retirees — super, pensions and the Age Pension explained.
Account-based pension or annuity? How they compare on flexibility, income certainty, tax and Centrelink treatment in 2026, and when a mix makes sense.
