Confirmation Bias
June 2, 2023
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Confirmation bias in investing: how preconceived beliefs make people ignore counter-arguments. Imran Amjad shares a client story and the questions advisers ask.
Category: Financial Planning
Product versus Goals Based Advice
May 31, 2023
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Product-based versus goals-based financial advice: why starting with the goal, not the product, leads to better long-term outcomes for Australian investors.
What is an LVR?
May 25, 2023
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Loan to value ratio explained: what LVR means, how lenders work it out against a property’s value, and why the percentage matters — with a worked example.
Bad Debt and Good Debt
May 25, 2023
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Bad debt versus good debt explained: why borrowing for depreciating goods erodes wealth, and how productive debt can support long-term financial freedom.
Defined Benefits Schemes
May 25, 2023
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Defined benefit schemes explained: how CSS, PSS, PSSap and DFRDB members can structure a comfortable retirement. Imran Amjad shares a client case study.