What Is the 54/11 Scheme? The CSS Strategy Explained in Plain English
54/11 explained: resign at least two days before turning 55, preserve your CSS benefit, claim it at 55 as a Deferred Benefit. Who can still use it in 2026.
Taking a Redundancy at 60, 65 or Past Age Pension Age: Tax, Super and the Age Pension
From Age Pension age (67), a redundancy is no longer genuine for tax and the tax-free amount disappears. What older APS members should check before accepting.
Superannuation Advice in Canberra: Contributions, Consolidation and the Schemes That Make This City Different
Superannuation advice in Canberra — contribution strategy, consolidation, investment options, CSS, PSS, PSSap and Defence super, from ASIC-registered advisers.
Declined or Missed Out on a Voluntary Redundancy? Retention Periods and Involuntary Redundancy in the APS
Missed out on an APS voluntary redundancy, or declined the offer? What a retention period is, how redeployment works, and what an involuntary exit pays.
APS & ACT Government Voluntary Redundancy Rounds: Agency-by-Agency Tracker
Which departments are offering voluntary redundancies? Agency-by-agency APS and ACT tracker, with Senate Estimates figures added as they’re released.
Redundancy in the ACT Government Public Service: Tax, Super and the Decision in Front of You
ACT Government redundancy explained for ACTPS staff: severance under the enterprise agreement, how tax changes at 67, super access, and weighing the decision.
Income Protection, Life and TPD Insurance Advice in Canberra
How much income protection you actually need, what cover is already sitting in your super, and when life or TPD belongs outside it — Canberra adviser guidance.
Retirement Planning Canberra: Super, Pensions and the Age Pension Explained
Retirement planning in Canberra for public servants, ADF members and self-funded retirees — super, pensions and the Age Pension explained.
Account-Based Pension vs Annuity: The Retirement Income Decision in 2026
Account-based pension or annuity? How they compare on flexibility, income certainty, tax and Centrelink treatment in 2026, and when a mix makes sense.
Transition to Retirement in 2026: When TTR Still Works After the 2017 Tax Change
How a transition to retirement (TTR) pension works, who it can still suit after the 2017 tax change, and what to check first. General information only.