CSS 54-11 Reopened: The New APS Voluntary Redundancy Window for Members Over 55
CSS members over 55 who missed the 54-11 window may find a voluntary redundancy reopens it. What to weigh before you decide — from Canberra specialists.
Income Protection for High-Income Earners
Where default income protection falls short for high earners — benefit caps, the 75% rule, cover inside vs outside super, and how specialists structure it.
Financial Advisor Canberra — Specialist AFSL Advice for Public Servants, Defence Force Members, and Beyond
Specialist financial advice for Canberra public servants and Defence members — CSS, PSS, PSSap, DFRDB, MSBS and ADF Super, redundancy and Division 296.
Division 296 Is Now Law: What the $3 Million Super Tax Means for Your Retirement
Division 296 is now law: from 1 July 2026 extra tax applies to realised super earnings above $3M, second tier at $10M. What CSS and PSS members must know.
Financial Planning for Australian Public Servants: What CSS, PSS and PSSap Members Need to Know
CSS, PSS or PSSap — how the schemes differ and what each means for your pension, redundancy and retirement. Specialist advice for Canberra public servants.
Voluntary vs Involuntary Redundancy: A Financial Planning Guide for Canberra Public Servants
Voluntary or involuntary redundancy for APS staff: payout tax, genuine redundancy rules, CSS/PSS decisions — worked through with a Canberra adviser.
Retirement Planning Australia: How Much Super Do You Need?
Retirement planning in Australia explained: how much super you actually need, ASFA comfortable retirement benchmarks and the levers that move your nest egg.
Meet Maciej Stanek
Meet Maciej Stanek, senior financial adviser and director at Véurr. Over 15 years in financial planning and ASIC Authorised Representative 449178 on Moneysmart.