Financial Advisor Canberra — Specialist AFSL Advice for Public Servants, Defence Force Members, and Beyond
Canberra financial advisers specialising in CSS, PSS, PSSap, DFRDB, MSBS, redundancy, Division 296 super tax. Maciej Stanek + Imran Amjad. AFSL-authorised.
Division 296 Super Tax Explained: A Guide for High-Balance Super Holders
Specialist guide to Division 296 — the new 15% additional tax on superannuation earnings attributable to balances above $3 million, in effect from 1 July 2025. Covers how the proportional calculation works, who is affected (including the CSS / PSS defined-benefit notional-balance trap), the unrealised gains problem, and strategies high-balance super holders may want to consider with their adviser.